INSURANCE INFORMATION

Proof of Insurance

We ask that you present your insurance card to us at every visit. If you fail to provide us with the correct insurance information at each visit, you may be responsible for payment for all services provided.

If your insurance company requires you to pick a Primary Care Physician (PCP), one of our physicians must be the PCP listed on your insurance card. The office staff can provide you with the appropriate physician identification numbers for your insurance.

We are contracted with most insurance plans. View the list of plans which we participate.

Your health insurance contract is between you and your insurance company. Knowing your insurance benefits is your responsibility. Any questions or complaints regarding your coverage should be directed to your insurance carrier. You are also responsible for knowing which diagnostic facilities for laboratory, radiology and hospitalization are covered by your insurance.

Co-Payments

Your insurance company requires us to collect co-payments at the time of service.

Claims Submission

We will submit your claims and assist you in any way we reasonably can to help get your claims paid. Your insurance company may need you to supply certain information directly. It is your responsibility to comply with their request.

Updating information

If there has been any change in your health insurance coverage since your last visit to the office, please report these changes to the office staff. Changes may include any name change, address change, phone number changes or change in the insurance company.

Accepted Insurances

We accept most insurance plans including several HMOs, PPOs, POS, Medicare and Medicaid. We also accept many other commercial insurance that are not affiliated with an HMO or PPO. Please call our office if you do not see your plan listed.

Insurance Plan Affiliations

Aetna Magnacare
Americhoice MediBlue
Amerihealth Medicaid (and HMOs)
Amerigroup Medicare (and HMOs)
Beech Street Corporation Multiplan
Blue Cross Blue Shield - One Health Plan
Horizon, Empire, Keystone Oxford Healthcare
Cigna Healthcare PHCS
Devon Health Services Qualcare
Empire Railroad Medicare Selective
GHI Tricare
GreatWest Healthcare Unicare
Guardian United Healthcare
Healthnet United Healthcare Community  Plan
Horizon NJ Health Wellchoice
Local 115  
 

Referrals

Most major health insurance carriers require participants to obtain a referral authorization from his/her primary care physician (PCP) before seeking care in a specialist's office. You may be required to see your physician before your insurance will authorize it.

It is the patient's responsibility to notify Brunswick Internal Medicine of a referral  request prior to seeing a specialist for medical care. If your plan is an HMO product, please call the office to request a referral.If you are unsure whether your plan requires referrals, please check with your insurance company directly.

Most referrals can and will be processed within 72 hours. Same day referral requests will only be processed if authorized by the physician as an emergency.